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Loan Modification


If you are unable to make your monthly mortgage payments, you may be eligible for a loan modification under the Home Affordable Modification Program, a U.S. Department of Justice modification, or even your lender’s “in house” modification. Although, these modification programs were designed to allow homeowners to modify their loans on their own, it is not an easy process. In fact, many people seek our loan modification services after months, or even years, of getting the “run around” by the lenders only to have their requests rejected. Through our proven, aggressive, and cutting edge foreclosure litigation strategies, we can significantly increase your chances of approval by compelling your lender to settle, instead of litigating. Our trained loan restructuring staff has helped hundreds of Illinois homeowners receive favorable loan modifications, including 50% or more reductions of principal, lowering interest rates to 2%, and lowering monthly payments up to 60-70%.

Loan Modification Lawyers 


“HAMP” – Home Affordable Modification Program –may lower interest rate to 2%, 40 year payment term, principal forbearance, and possible principal reductions.

Mortgage Modification


Department of Justice Modifications/Global Settlement – Government settlement with Bank of America Corporation, JPMorgan Chase & Co., Wells Fargo & Company, Citigroup Inc. and Ally Financial Inc. offering $20 billion to homeowners: $10 billion for principal reductions; $3 billion for refinancing “underwater” homeowners who are current; $7 billion for principal forbearance for the unemployed and other programs.